Refund Policy – Smart Banner Hub

Last Updated: January 26, 2026

ALL SALES ARE FINAL. NO REFUNDS UNDER ANY CIRCUMSTANCES.

1. General Policy

All sales through Smart Banner Hub—including Clustrolin™ animations, StrokeSense Academy courses, Quantum Auth Forge™ document authentication, banners, E-cards, and any other services—are final. Services are delivered instantly upon payment. We do not offer refunds.

2. Creative Studios (Clustrolin™)

Animation generation begins immediately upon payment. No refunds for:

3. StrokeSense Academy

Course access is granted immediately upon enrollment. No refunds for:

Note for Teachers: Teacher payouts are subject to our standard payout schedule. We reserve the right to withhold payouts pending investigation of fraud or Terms violations.

4. Document Authentication (Clustrauth™)

Quantum Auth Forge™ authentication processing begins immediately upon payment. No refunds for:

5. E-cards

Once queued or delivered, E-cards cannot be cancelled, edited, or refunded—even if delivery fails, is filtered as spam, or causes any consequences.

6. Access Periods

After expiration, data is permanently deleted with no recovery option. Failure to download does not qualify for a refund.

7. Before You Purchase

8. Chargebacks

Filing a chargeback for properly delivered services may result in permanent account termination and reporting to relevant authorities.

9. Agreement

By purchasing, you agree to this Refund Policy and our Terms of Service. Digital services are delivered immediately and cannot be returned.

10. Contact

Questions: [email protected]

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